Call (800) 280-2460. We'll get to work for you today. Or email us at info@myvirtualmortgagebroker.com

As Mortgage Architects agents, we make mortgage hunting an enjoyable, stress-free, and educational experience. First we listen carefully to your requirements. Then we screen the rates and promotions of every available lender using our proprietary mortgage database. Finally, we negotiate the best terms on your behalf. Best of all, our planning services are generally offered at no cost to you because lenders compensate us for processing their loans.

As Canada's "virtual online mortgage broker," Mortgage Architects specializes in providing fast online or telephone approvals to homeowners nationwide. Most of our clients originate from Toronto due to Toronto's sheer volume. But we also get online business regularly from Calgary and Edmonton, Alberta--Winnipeg, Manitoba--Halifax, Nova Scotia--Vancouver, British Columbia--and smaller Ontario towns and cities like: Kitchener, Waterloo, Burlington, Brampton, Cambridge, Ottawa, Mississauga, Hamilton, Windsor, Barrie, and Sudbury. BC mortgages are handled in partnership with Tudor Mortgage, a BC-registered office of Mortgage Architects.

We are experts in finding the lowest rate mortgages, regardless of the terms. We compare over 500 mortgage products on your behalf from lenders like TD Canada Trust, CIBC, BMO, Scotia Bank, First National, Firstline, ING, MCAP, and XCeed. We handle interest only mortgages, zero down mortgages (100% financing mortgages), condo mortgages, income property mortgages, 107% financing mortgages, cash back mortgages, no doc mortgages, self employed mortgages, bad credit mortgages, stated income mortgages, 30 year mortgages, 35 year mortgages, 40 year mortgages, and (soon) 50-year mortgages.

*All of our offerings are based on a satisfactory application and approved credit (OAC). Mortgage Planner services are usually free for residential mortgages. In rare cases, and with commercial deals, a fully disclosed cost recovery fee may apply. Same-day response policy is for email and telephone inquiries and applies on business days until 4:00pm EST/2:00pm MST/1:00pm PST. We generally try to respond as quickly as possible. Services and rates are subject to change and offered to active clients only. Restrictions may apply. Home warranties are not available with all lenders. Interest rates on MyVMB are quoted nominally and compound semi-annually for mortgages and (generally) monthly for lines of credit. Please read our terms for more information.

All of our planners are proud agents of Mortgage Architects (Broker #10287), the mortgagebroker of record and one of Canada's most respected brokers. Please note: This website is a helpful information portal. It is not a broker. To reach our brokerage firm please contact Mortgage Architects (a trademark of Mortgage Architects Inc.) at 6505 Mississauga Road, Unit A, Mississauga, ON, L4N1A6 905-542-9100. © 2007. All Rights Reserved.

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